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Bankruptcy

What are the different types of bankruptcy?

California individuals and businesses have options when struggling with debt. Bankruptcy is often the best for a financial refresh. Filing for bankruptcy Filing for bankruptcy is a decision that should not come easily. It’s important to first research your options if...

What is a bankruptcy discharge in California?

Filing for bankruptcy can be a complicated process for some California residents. Ultimately, most people filing for bankruptcy are looking for a bankruptcy discharge. This is the court order that frees someone from the obligation to pay back any qualifying debt. What...

Buying a home after bankruptcy

After completing Chapter 7 bankruptcy or Chapter 13 bankruptcy to help you get out of the cycle of debt, you are ready to move on with your life. Perhaps you are looking to buy a new house, duplex or condo. But the effect that bankruptcy has had on your credit score...

Some major myths concerning bankruptcy

There are many myths associated with filing for bankruptcy that make many Californians reluctant to take the official step to reset their financial future. Among those are the notion that bankruptcy ruins a petitioner's credit and that they will lose everything they...

What is an automatic stay in bankruptcy?

California residents who have massive debt may have no alternative but to file for bankruptcy. After the filing, an automatic stay goes in place. Many people don’t know what this achieves. The automatic stay in bankruptcy Whether a person files a Chapter 7 or a...

Why a bankruptcy certificate matters so much

A bankruptcy certificate is a required part of the process for both Chapter 7 and Chapter 13 filings. If you’re filing for personal bankruptcy in California, you’ll need to find U.S. Trustee Program approved classes so you can get the bankruptcy certificate you need....

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