Discharging Students Loans is Possible in a Bankruptcy
Student loan debt has become a massive burden for Americans, and it's only worsening. An estimated 44 million people in the United States...
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Daniel Rodriguez
- Jul 25, 2023
The common signs a business might go bankrupt
Early indicators of potential bankruptcy High debt, low cash flow: When a business has a lot of debt and needs more money coming in, it...
Daniel Rodriguez
- Jul 5, 2023
What are adversary proceedings?
What situations call for adversary proceedings? According to FRBP 7001, the following circumstances could necessitate adversary...
Daniel Rodriguez
- Jun 26, 2023
Common myths related to bankruptcy
Do both partners in a marriage have to file? One of the most common myths that surround the institution of bankruptcy is that both...
Daniel Rodriguez
- Jun 20, 2023
Can debtors be victims of fraud in a bankruptcy case?
Concealing assets Making fraudulent property transfers Stating false or inaccurate information under oath Filing fraudulent proofs of...
Daniel Rodriguez
- Jun 19, 2023
Are HOA fees discharged under bankruptcy?
Chapter 7 versus Chapter 11 Part of the determination of whether or not all your debt will be discharged under bankruptcy is whether you...
Daniel Rodriguez
- Jun 16, 2023
Is paying off debt possible if I’m living paycheck to paycheck?
Control your spending habits to avoid going deeper into debt If you have a habit of swiping your credit card for every purchase, put it...
Daniel Rodriguez
- Jun 5, 2023
Consequences of defaulting on a business loan
Business loan default, defined A business loan default happens when you fail to make the loan payments for a certain period, which may...
Daniel Rodriguez
- May 25, 2023
Protecting tax returns during bankruptcy
Tax refunds during bankruptcy In both Chapter 7 and Chapter 13 bankruptcies, the courts consider tax refunds as assets, regardless of...
Daniel Rodriguez
- May 21, 2023
Weighing the pros and cons of a prepackaged bankruptcy
Benefits A prepackaged bankruptcy would decrease the amount of time that it takes to go through a Chapter 11 bankruptcy. It also helps...
Daniel Rodriguez
- May 10, 2023
How your employer's bankruptcy affects your insurance coverage
Chapter 7 bankruptcy If your employer files for Chapter 7 bankruptcy, you no longer have any insurance coverage through them. If you have...
Daniel Rodriguez
- May 8, 2023
Points to understand about bankruptcy
Facts About Bankruptcy Bankruptcy laws cover many different elements, and the average person would doubtfully know the law inside and...
Daniel Rodriguez
- Apr 27, 2023
When money troubles get out of control
Choosing the chapter Chapter 7 represents a majority of filings and can discharge most personal debts. However, property may be seized or...
Daniel Rodriguez
- Apr 26, 2023
How pre-negotiated arrangements can protect California businesses
The basics of a quick rinse bankruptcy Financial experts began discussing quick rinse bankruptcies at the end of the 2008 global fiscal...
Daniel Rodriguez
- Apr 13, 2023
Facts you need to know about Chapter 7 Section 341 meetings
What happens during a Section 341 meeting? The creditors you listed when filing for Chapter 7 bankruptcy will be invited to the Section...
Daniel Rodriguez
- Apr 9, 2023
Why you need a bankruptcy certificate
You must find an approved course provider The bankruptcy certificate verifies that you have taken a debtor education and credit...
Daniel Rodriguez
- Mar 1, 2023
Paying off a Chapter 13 bankruptcy early
Pay 100% of all claims The first way to get out of Chapter 13 bankruptcy early is to pay off all the claims against you. This includes...
Daniel Rodriguez
- Feb 1, 2023
5 strategies for rebuilding your credit score after bankruptcy
Practice good habits. Paying your bills on time consistently and keeping your credit card balance low can start making a difference right...
Daniel Rodriguez
- Jan 27, 2023
How to get a home loan after bankruptcy
Understanding the type of bankruptcy The first step in getting a home loan after bankruptcy is to understand the type of bankruptcy you...
Daniel Rodriguez
- Jan 4, 2023
Chapter 7 and Chapter 13 - the differences
Chapter 7 vs. Chapter 13 Chapter 7 involves liquidating assets to pay creditors. That means debts that are not exempt are sold to cover...
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