Discharging Students Loans is Possible in a Bankruptcy
Student loan debt has become a massive burden for Americans, and it's only worsening. An estimated 44 million people in the United States...
top of page
Daniel Rodriguez
Jul 25, 2023
The common signs a business might go bankrupt
Early indicators of potential bankruptcy High debt, low cash flow: When a business has a lot of debt and needs more money coming in, it...
Daniel Rodriguez
Jul 5, 2023
What are adversary proceedings?
What situations call for adversary proceedings? According to FRBP 7001, the following circumstances could necessitate adversary...
Daniel Rodriguez
Jun 26, 2023
Common myths related to bankruptcy
Do both partners in a marriage have to file? One of the most common myths that surround the institution of bankruptcy is that both...
Daniel Rodriguez
Jun 20, 2023
Can debtors be victims of fraud in a bankruptcy case?
Concealing assets Making fraudulent property transfers Stating false or inaccurate information under oath Filing fraudulent proofs of...
Daniel Rodriguez
Jun 19, 2023
Are HOA fees discharged under bankruptcy?
Chapter 7 versus Chapter 11 Part of the determination of whether or not all your debt will be discharged under bankruptcy is whether you...
Daniel Rodriguez
Jun 15, 2023
Is paying off debt possible if I’m living paycheck to paycheck?
Control your spending habits to avoid going deeper into debt If you have a habit of swiping your credit card for every purchase, put it...
Daniel Rodriguez
Jun 4, 2023
Consequences of defaulting on a business loan
Business loan default, defined A business loan default happens when you fail to make the loan payments for a certain period, which may...
Daniel Rodriguez
May 25, 2023
Protecting tax returns during bankruptcy
Tax refunds during bankruptcy In both Chapter 7 and Chapter 13 bankruptcies, the courts consider tax refunds as assets, regardless of...
Daniel Rodriguez
May 21, 2023
Weighing the pros and cons of a prepackaged bankruptcy
Benefits A prepackaged bankruptcy would decrease the amount of time that it takes to go through a Chapter 11 bankruptcy. It also helps...
Daniel Rodriguez
May 10, 2023
How your employer's bankruptcy affects your insurance coverage
Chapter 7 bankruptcy If your employer files for Chapter 7 bankruptcy, you no longer have any insurance coverage through them. If you have...
Daniel Rodriguez
May 8, 2023
Points to understand about bankruptcy
Facts About Bankruptcy Bankruptcy laws cover many different elements, and the average person would doubtfully know the law inside and...
Daniel Rodriguez
Apr 27, 2023
When money troubles get out of control
Choosing the chapter Chapter 7 represents a majority of filings and can discharge most personal debts. However, property may be seized or...
Daniel Rodriguez
Apr 26, 2023
How pre-negotiated arrangements can protect California businesses
The basics of a quick rinse bankruptcy Financial experts began discussing quick rinse bankruptcies at the end of the 2008 global fiscal...
Daniel Rodriguez
Apr 13, 2023
Facts you need to know about Chapter 7 Section 341 meetings
What happens during a Section 341 meeting? The creditors you listed when filing for Chapter 7 bankruptcy will be invited to the Section...
Daniel Rodriguez
Apr 9, 2023
Why you need a bankruptcy certificate
You must find an approved course provider The bankruptcy certificate verifies that you have taken a debtor education and credit...
Daniel Rodriguez
Mar 1, 2023
Paying off a Chapter 13 bankruptcy early
Pay 100% of all claims The first way to get out of Chapter 13 bankruptcy early is to pay off all the claims against you. This includes...
Daniel Rodriguez
Feb 1, 2023
5 strategies for rebuilding your credit score after bankruptcy
Practice good habits. Paying your bills on time consistently and keeping your credit card balance low can start making a difference right...
Daniel Rodriguez
Jan 27, 2023
How to get a home loan after bankruptcy
Understanding the type of bankruptcy The first step in getting a home loan after bankruptcy is to understand the type of bankruptcy you...
Daniel Rodriguez
Jan 4, 2023
Chapter 7 and Chapter 13 - the differences
Chapter 7 vs. Chapter 13 Chapter 7 involves liquidating assets to pay creditors. That means debts that are not exempt are sold to cover...
bottom of page