Student loan debt has become a significant financial burden for millions of Americans, and Roseville and Placer County residents are no...

Control your spending habits to avoid going deeper into debt If you have a habit of swiping your credit card for every purchase, put it...

What is debt settlement? Debt settlement, sometimes referred to as a debt relief plan, involves working with a creditor to settle your...

The Credit Card Debt Situation Since 2020, debt has risen significantly. Millennials experience a 30% average debt increase, and the...

Getting hold of your debt The first step to developing a plan is learning the extent of your debts. Listing what you owe to different...

Debt management plan A debt management plan might be a good debt relief option if you have credit card debt you could pay back. Your...

You must propose a repayment plan Your debts are repaid per the terms of a plan proposed to the court and approved by the judge in your...

Debt relief optionsDebt relief plans could take many forms, including credit consolidation plans. One consolidation strategy might...

Call your credit card companies Once you realize that you have challenges meeting your monthly payments, call your credit card companies...

Why you might consider debt relief When you’re bogged down by huge debt, it can leave you overwhelmed. You might not see any way out for...

If you have multiple accounts, stop using all your credit cards but one. Don't cancel the others for now, just stop using them. If you...

How debt relief works Third-party agencies charge fees to help you negotiate, but you can save the money and advocate for yourself....